Loan Rates

Vehicle Loans
Type APR
  (as low as)
Vehicles (2018-2016) 2.50%
Motorcycles (2018-2016) 2.50%
Boats & RVs (2018-2016) 2.50%
ATVs & Jet Skis (2018-2016) 2.50%
Vehicles (2015-2014) 2.75%
Vehicles (2013-2011) 3.00%
Vehicles (2010 & Older) 3.50%
Motorcycles (2015 & Older) 3.00%
Boats & RVs (2015 & Older) 3.00%
ATVs & Jet Skis (2015 & Older) 3.00%

APR = Annual Percentage Rate
Rates and terms are subject to change without notice. The fixed rate and term of loan will be determined by the credit qualifications and loan-to-value (LTV). Other rate discounts may apply. Terms from 24 months to 72 months available. High value Vehicles, Boats, and RVs may qualify for a longer term. Other conditions and restrictions may apply.

Mortgage Loans
 Type Term APR
    (as low as)
First Mortgage Loans Click Here for our Mortgage Programs
Home Equity Loans
5 Year to 15 Year Repayment Terms Call for Details
Home Equity Lines of Credit (Variable-Rate) Call for Details Call for Details

APR and payment vary depending on loan amount, term, applicable fees, credit score, and combined loan-to-value (LTV). All loans are subject to credit application and approval, receipt of property appraisal demonstrating acceptable real estate value, and acceptable title search result.  Borrower must obtain and pay separately for Homeowners Insurance on real property securing the loan and Flood Insurance for property located in a Special Flood Hazard area.  Borrower is separately responsible for Real Estate Taxes.  Other conditions and restrictions may apply.  Consult your tax advisor about the deductibility of interest.  Programs and conditions are subject to change at any time.

Personal Loans
Type APR
  (as low as)
Signature (Fixed-Rate) 10.00%

APR = Annual Percentage Rate
Rates and terms are subject to change without notice. The fixed rate and term of loan will be determined by the credit qualifications. Maximum loan amount is $15,000 (before insurance) with a maximum 48 month term.

VISA Credit Cards
To view a printable version of a table that includes APR's and other required cost disclosures Click Here.
Type   APR
    (as low as)
VISA Platinum   10.74%
VISA Platinum Rewards*   11.74%

APR = Annual Percentage Rate. The APR is subject to change to reflect any change in the index and will be determined by the Prime Rate on the first day of each quarter (January, April, July, and October) of each year as published in The Wall Street Journal. All cards are subject to approval. Card limit and rate based on the credit qualifications. The Balance Transfer Fee is $5.00 or 2.00% of the amount of each balance transfer; whichever is greater (maximum fee is $50.00). 

*Rewards are available on the VISA Platinum Rewards card only. One point is earned for every one dollar spent (minus returns) and is redeemable towards merchandise, travel, or gifts cards.

Secured VISA cards only available with the VISA Platinum card and are subject to approval. The card limit approved will require a deposit of the same amount to be on hold in the member’s share savings account. All secured VISA cards are reviewed annually to determine if the account qualifies for conversion to a traditional card based on the credit qualifications and payment history.

Federally Insured by NCUA Equal Housing Lender

Your trusted financial institutionVerified by VISAMastercard Secure CodeBetter Business Bureau Accredited BusinessReorder checks link

Best Reward Credit Union | Privacy & Security | Notices & Disclosures | NMLS #677699 Powered by SmartSource Solutions, LLC | Copyright © 2014


Best Reward Credit Union is actively working to increase accessibility and usability of its website in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us toll free at 877-232-9540. All products and services available on this website are available at all Best Reward Credit Union branches or by calling 877-232-9540.