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Individual Retirement Accounts

An Individual Retirement Account (IRA) is a retirement savings plan available to anyone who receives taxable compensation during the year. We offer Traditional, Roth, and Educational IRA's – each with their own unique advantages. Learn about the different tax advantages, how much you can contribute annually, and options for withdrawing.

Talk to your tax advisor on which plan is best to help you secure your financial future and then speak to one of our Member Service Representatives to get you started.

An Individual Retirement Account requires a $100 minimum opening deposit.* Start saving for the retirement of your dreams!

*Minimum balance of $100 or more required to earn dividends.  Dividends are calculated on an average daily balance and paid monthly. Statement Fee Per Mailed Statement is $1.00 (e-Statements are FREE).

The federal rule, also known as Reg D, comes from the Federal Reserve Board and puts a limit of six transactions per month on certain transfers and withdrawals from your savings or money market account.

REG D TRANSFER LIMITATIONS — For all savings accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.