Skip to main content

Personal Loans

Take advantage of our competitively low-interest rate Personal Loans and start reaching your financial dreams.

Apply Online

At Best Reward Credit Union, providing our members with access to competitive rates on Personal Loans is something we strive to do. If you need a quick source of funding, check out our no-collateral Personal Loans. You can borrow up to $15,000 for up to 48 months when you qualify. Having access to the funds you need makes life easier to enjoy.

Use your Personal Loan for any need you have, including:     

  • Home Remodeling or Renovations
  • Medical Expenses
  • Debt Consolidation
  • Educational Costs
  • Unexpected Expenses
  • Vacation
  • And more!    

With our Personal Loan, we’ll provide you with a fixed-rate loan at an affordable monthly payment and flexible terms.

Apply Now

Sign Documents Wherever You Are

e-Sign powered by DocuSign® is the tool that Best Reward uses which allows us to make your loan documents accessible electronically for you to sign.* e-Sign allows members to sign loan documents using the highest levels of security and encryption.

It can be done anywhere from your Mobile Phone, iPad, Tablet, Laptop, or Desktop Computer. Easily sign your loan documents from a dealership, your home, your work, while you are traveling; anywhere with email access.

George, a member since 1973, signed his Best Reward Loan documents for his Cadillac XTS: "Signing at the dealership was easy and convenient!"

How It Works:

  1. You will receive an email containing a link to sign your documents.
  2. After clicking that link, you will enter an "Access Code" that was provided by Best Reward.
  3. Click to "Agree" to the Electronic Record and Signature Disclosure.
  4. Click "Start" to select a signature or draw your own.
  5. Sign electronically where instructed (no special software needed).
  6. Confirmation Email - You will receive an email containing a link to your completed documents.
  7. Document Retention - Print or download a copy of your documents for your records.

The next time you need a Personal Loan with Best Reward; enjoy the convenience of e-Sign. You will love how easy it is to sign your paperwork from anywhere with email access!

*Not all transactions qualify for e-Sign. e-Sign is available to existing members only. New members must visit a branch to verify their identity and establish their membership before utilizing this service.


Personal Loan Calculator     
Unsure if a personal loan can help you? Use our interactive personal loan calculator to provide you with all the information you need. Compare different loan amounts and terms to find the right combination that’s affordable for you.

Loan Calculator

Personal Loan Rates  
At Best Reward Credit Union, we understand the value of affordability. That’s why we offer the lending resources you need at very competitive interest rates. Often, our interest rates are a fraction of what you could be paying on your existing credit cards. Though credit and loan terms can impact your rate, expect an exceptional loan offer when you work with us.

Apply Now

Personal Loan Resources    
Providing you with all the information you need is our goal at Best Reward Credit Union. Use the tools and resources here to help you find the right loan to meet your financial goals.

Personal Loan Tools
Check Current Interest Rates
Get Your Credit Report
Become a Member Today

Personal Loan Frequently Asked Questions

Do I qualify for a personal loan?    
We use a variety of factors to determine eligibility for a personal loan. If you’re unsure if you may qualify, request a no-obligation personal loan quote or speak to one of our loan specialists for more information.   

Why should I consider a personal loan?   
Without any required collateral, personal loans are easier to obtain for some of our borrowers. They come with the flexibility to use the funds for any need you have. These typically offer an interest rate at a fraction of what you may be pay using a credit card.

What can I use a personal loan for?    
Use it in any way that’s right for you. Some clients consolidate credit cards. Others use it for a down payment, vacation, or to create a backup funding source for an emergency.     

Are personal loans affordable?    
Our current personal loan rate is just 10.00% APR for well-qualified borrowers. That’s affordable for many people.    

Personal Loan Customer Testimonials

“I’m so happy I received a personal loan from Best Reward Credit Union. I used it to consolidate credit cards and saved thousands of dollars.” – April L.

“It took just a few minutes to apply for a personal loan. I filled out the application, talked to a loan specialist, and got the funds fast. Really helped in an emergency situation.” – John J.

Ready To Take Advantage Of A Personal Loan?  

Our team is available to assist you in determining if a low-interest rate personal loan could help you achieve your financial goals or simply give you the extra cushion you need to live your life. If you have questions or want a no-obligation quote, give our loan specialists at Best Reward Credit Union a call. We're always here to help you.

Apply Now

APR = Annual Percentage Rate

Rates and terms are subject to change without notice. The fixed rate and term of loan will be determined by the credit qualifications. Maximum loan amount is $15,000 (before insurance) with a maximum 48 month term.