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Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) is a revolving line of credit in which you can borrow up to 80% of the value of your home, less what you have left to pay on your mortgage. With a low variable rate, a 5-year draw period, and up to 10 additional years to pay it off - a Best Reward HELOC is a great value!

And best of all, you can use as much as you need, just when you need it and make payments only on the amount you have used. As you pay down your loan, your available credit increases. The interest you pay may qualify as an income tax deduction; check with your tax advisor. 

Use the equity in your home to consolidate debt, pay for home improvements, buy a new car, pay college tuition bills, enjoy a dream vacation, and more! As a homeowner, it's the most affordable way to get the things you want.

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APR and payment vary depending on loan amount, term, applicable fees, credit score, and combined loan-to-value (LTV). All loans are subject to credit application and approval, receipt of property appraisal demonstrating acceptable real estate value, and acceptable title search result.  Borrower must obtain and pay separately for Homeowners Insurance on real property securing the loan and Flood Insurance for property located in a Special Flood Hazard area.  Borrower is separately responsible for Real Estate Taxes.  Other conditions and restrictions may apply.  Consult your tax advisor about the deductibility of interest.  Programs and conditions are subject to change at any time.