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Vehicle Loans

Auto Buying Center

Did you know that the average person will spend 4 months researching cars before making a purchase? Most of that time is spent online, using a variety of resources to find accurate information. Don’t waste time searching through a dozen different websites!

Find all that you need with our Auto Buying Center where you can locate local inventory, read reviews, view videos, compare vehicles, and get your pre-approval all in one place.

  • Find & Price Local Inventory
  • Right Fit Auto Build
  • Used Car Values
  • Refinance Calculator
  • Multi-Vehicle Comparison Tool
  • “My Cars” Save Feature
  • Free CARFAX Reports*

*Provided a CARFAX is Available Through the Dealership

 

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Get Started Today!

At Best Reward, you can borrow with confidence, because we'll make sure you understand the terms and conditions of your loan. You are dealing with someone you can TRUST, so whether you're looking to buy or refinance, see us first and get the financing you deserve.

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Sign Documents Wherever You Are

e-Sign powered by DocuSign® is the tool that Best Reward uses which allows us to make your loan documents accessible electronically for you to sign.* e-Sign allows members to sign loan documents using the highest levels of security and encryption.

It can be done anywhere from your Mobile Phone, iPad, Tablet, Laptop, or Desktop Computer. Easily sign your loan documents from a dealership, your home, your work, while you are traveling; anywhere with email access.

George, a member since 1973, signed his Best Reward Loan documents for his Cadillac XTS: "Signing at the dealership was easy and convenient!"

How It Works:

  1. You will receive an email containing a link to sign your documents.
  2. After clicking that link, you will enter an "Access Code" that was provided by Best Reward.
  3. Click to "Agree" to the Electronic Record and Signature Disclosure.
  4. Click "Start" to select a signature or draw your own.
  5. Sign electronically where instructed (no special software needed).
  6. Confirmation Email - You will receive an email containing a link to your completed documents.
  7. Document Retention - Print or download a copy of your documents for your records.

The next time you need a Vehicle Loan with Best Reward; enjoy the convenience of e-Sign. You will love how easy it is to sign your paperwork from anywhere with email access!

*Not all transactions qualify for e-Sign. e-Sign is available to existing members only. New members must visit a branch to verify their identity and establish their membership before utilizing this service.


0% Financing - Know the Facts

Some members think that they are better off with 0% financing. Well, that may not be the case. Click below to learn a few things that you may not know about 0% financing offers.

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Buying vs. Leasing

Each has its advantages and disadvantages. If you’re interested in saving money, buying a vehicle is more economical. Examine your needs, preferences, and lifestyle to determine what’s best for you. Click below to learn more about the pros and cons of each.

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Best Reward Also Offers Loans for New and Used:

  • Boats
  • RV's
  • Mobile Homes
  • Motorcycles
  • Jet Skis
  • Snow Mobiles
  • ATVs and More!

View our Rates & Terms

Apply for Your Vehicle Loan

APR = Annual Percentage Rate

Rates and terms are subject to change without notice. The fixed rate and term of loan will be determined by the credit qualifications and loan-to-value (LTV). Other rate discounts may apply. Terms from 24 months to 72 months available. High value Vehicles, Boats, and RVs may qualify for a longer term. Other conditions and restrictions may apply.


Financed Elsewhere?

Talk to a Best Reward Loan Officer and they will review your current financing and calculate what your payments would be if you refinanced with us. We want to make sure you are getting the best possible deal.

Click below to use our Refinance Calculator to see for yourself!

Refinance Calculator