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Vehicle Loans

Auto Buying Center

Did you know that the average person will spend 4 months researching cars before making a purchase? Most of that time is spent online, using a variety of resources to find accurate information. Don’t waste time searching through a dozen different websites!

Find all that you need with our Auto Buying Center where you can locate local inventory, read reviews, view videos, compare vehicles, and get your pre-approval all in one place.

  • Find & Price Local Inventory
  • Free CARFAX Reports
  • Right Fit Auto Build
  • Used Car Values
  • Refinance Calculator
  • Multi-Vehicle Comparison Tool
  • “My Cars” Save Feature

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Get Started Today!

At Best Reward, you can borrow with confidence, because we'll make sure you understand the terms and conditions of your loan. You are dealing with someone you can TRUST, so whether you're looking to buy or refinance, see us first and get the financing you deserve.

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AskAuto® App

We’ve got a powerful tool that can help make your shopping experience easier. With the AskAuto App, you can:

  • Scan VINs to get average retail cost and EPA mileage estimates on vehicles you like.
  • Compare, rank and save notes on vehicles you might want to buy.
  • Learn which loans might be best for you.
  • Apply for a loan anytime, anywhere using your mobile device. Just scan your driver’s license* and the AskAuto App prefills our loan application with your personal information and the vehicle information for the car you’re interested in purchasing.

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Want to take AskAuto for a test drive? Download our FREE App today. Be sure to select Best Reward Credit Union on the startup screen.

Download Our Free App Now

*Driver’s license scan not available in all states.


0% Financing - Know the Facts

Some members think that they are better off with 0% financing. Well, that may not be the case. Click below to learn a few things that you may not know about 0% financing offers.

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Buying vs. Leasing

Each has its advantages and disadvantages. If you’re interested in saving money, buying a vehicle is more economical. Examine your needs, preferences, and lifestyle to determine what’s best for you. Click below to learn more about the pros and cons of each.

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Best Reward Also Offers Loans for New and Used:

  • Boats
  • RV's
  • Mobile Homes
  • Motorcycles
  • Jet Skis
  • Snow Mobiles
  • ATVs and More!

View our Rates & Terms

Apply for Your Vehicle Loan

APR = Annual Percentage Rate

Rates and terms are subject to change without notice. The fixed rate and term of loan will be determined by the credit qualifications and loan-to-value (LTV). Other rate discounts may apply. Terms from 24 months to 72 months available. High value Vehicles, Boats, and RVs may qualify for a longer term. Other conditions and restrictions may apply.


Financed Elsewhere?

Talk to a Best Reward Loan Officer and they will review your current financing and calculate what your payments would be if you refinanced with us. We want to make sure you are getting the best possible deal.

Click below to use our Refinance Calculator to see for yourself!

Refinance Calculator