Fee Schedule

Share Account Fees
Close Account within 6 Months $5.00
Miscellaneous Fees
Statement Fee Per Mailed Statement (e-Statements are FREE)* $1.00
Account Activity Search in Lobby (History/Statement) – Per Page $1.00
Account Activity Search by Other Methods – Per Page Actual Cost
Account Balancing Assistance – Per Quarter Hour $5.00
Check Cashing – Minimum Balance of $100 or Has Current Loan FREE
Check Cashing Otherwise – Per Check $2.00
Escheat/Dormant Account Fee $10.00
Foreign Check Processing – Third Party Charge Plus $5.00
Legal Processing Fee As Allowable by Law
Mail Returned as Undeliverable $5.00
Money Order – Each** $1.00
Mortgage Subordination $100.00
Notary/Guarantee Service – Members FREE
Official Check Payable to Parties Other Than Account Owner - Each $3.00
Verification of Deposit/Loan – Each $15.00
Visa Gift Card – Each $4.00
Wire Transfer Outgoing Domestic – Each $15.00
Wire Transfer Outgoing Foreign – Each $35.00
ACH Transaction Fees
ACH Deposits FREE
ACH Return – Each $30.00
ACH Stop Payment – Each $30.00
ATM/Debit Card Fees
ATM/Debit Card Replacement – Each $10.00
ATM/Debit Card Transactions with Direct Deposit, Share Draft Account, or $1,000 Account Balance FREE
ATM/Debit Card Chargeback – Each $30.00
Empty ATM Deposit Envelope – Each $30.00
Share Draft Checking Fees
Copy of Draft/Check – Retrieved Online FREE
Copy of Draft/Check – Employee Furnished Each $1.00
Overdraft Protection NSF Checks – Each $30.00
Deposited Checks Returned Unpaid – Each $30.00
Overdraft Protection Transfers – Each (Limit of 6 Per Month) FREE
NSF Checks – Each $30.00
Stop Payment – Each $30.00
Money Market Fees
Money Market Withdrawal – 3 Per Month FREE
Money Market Withdrawal – Over 3 Per Month $10.00

*Primary Members Age 60 and Over are Waived of This Fee.  

**Primary Members Age 60 and Over Receive One FREE Money Order Per Day.

Share/IRA Certificate Early Withdrawal Penalties: Early withdrawal penalties may reduce earnings. We are not required to pay out your certificate before maturity. If we do permit an early withdrawal, you will be charged a SUBSTANTIAL PENALTY based on the original maturity and the amount withdrawn as follows: 1) DEPOSITS WITH ORIGINAL MATURITY OF ONE YEAR OR LESS – Forfeiture of the lesser of the following two amounts: dividends since the date of issuance or renewal, or 90 days dividends on the amount withdrawn, whether earned or not, 2) DEPOSITS WITH ORIGINAL MATURITY OF MORE THAN ONE YEAR – Forfeiture of the lesser of the following two amounts: dividends since the date of issuance or renewal, or 180 days dividends on the amount withdrawn, whether earned or not. We will pay the certificate without penalty if the owner passes away or is determined to be legally incompetent.

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