Overdraft Protection

While most members never overdraw their account, sometimes the unexpected happens.  Best Reward Credit Union covers your overdrafts in two different ways:

Share Savings Transfer

When an overdraft occurs, available funds in your Share Savings Account are assessed first to cover the shortage.  Best Reward offers this service automatically and completely FREE to its members!  Federal regulations limit the number of these transfers; contact the credit union for more information.

Overdraft Advance Coverage

Overdraft Advance Coverage is utilized when the amount is not available in your Share Savings Account.  This service is offered automatically within 90 days of the Share Draft Checking opening date to qualified members up to a limit determined by the credit union. 

Please Note: Best Reward requires you to opt-in to cover overdrafts on ATM/Debit Card transactions; otherwise these transactions will not be covered under this protection.

With Overdraft Advance Coverage, you can rest assured that your transactions will be covered.  You may opt-out of this service at anytime and best of all - you only pay for it when you use it!


Federally Insured by NCUA Equal Housing Lender

Your trusted financial institutionVerified by VISAMastercard Secure CodeBetter Business Bureau Accredited BusinessReorder checks link

Best Reward Credit Union | Privacy & Security | Notices & Disclosures | NMLS #677699 Powered by SmartSource Solutions, LLC | Copyright © 2014


Best Reward Credit Union is actively working to increase accessibility and usability of its website in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us toll free at 877-232-9540. All products and services available on this website are available at all Best Reward Credit Union branches or by calling 877-232-9540.