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Tips for Your Stimulus Check

  1. Prioritize. Focus on the bills that keep a roof over your head, the lights on, and food on the table. Check with your local jurisdiction as many utilities and communications providers are working with consumers to waive fees, keep the power on, and your internet connection working.
  2. Talk with Your Credit Union and Other Lenders. Many are offering small dollar loans, skip-a-pay, and other sources of help so that you can use your payment for what you need now. Contact Best Reward if you are experiencing financial hardship due to the COVID-19 pandemic.
  3. Save Some of It. If you set aside even $100-$200, that can provide a cushion for bills that are coming in a couple of weeks. America Saves has solid resources and information to help with access to food and unemployment benefits.
  4. Don’t Hoard Cash. Keep it in your credit union. It’s safest there. Best Reward is federally insured by NCUA and deposits are insured to at least $250,000.
  5. Protect. There are lots of bad guys out there trying to use this crisis to get at your stimulus check and your money. Watch out for suspicious emails, text messages, or phone calls. Here’s a great article that can help you keep an eye out for these threats.
  6. Pay Your Taxes. The deadline for filing and paying income taxes has been extended to July 15. If you haven’t saved to pay your income taxes, you may want to consider using the economic impact payment to pay your taxes.