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Borrow from the BEST & Enjoy the Home of Your Dreams

Purchase or Refinance
If you’re looking to purchase a new home or simply want to refinance your existing mortgage, Best Reward is here to help you every step of the way.

  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages (ARM)
  • Jumbo Loans

Joe, our experienced Mortgage Loan Officer will guide you through the process and help you find the right loan to fit your particular needs. Access loan calculators, our current rates, and our EASY online loan application HERE today!

Home Equity Loan or Line-of-Credit
Is your home in need of new paint, new carpet, fresh landscaping, or that addition you have been wanting to build? A Home Equity Loan or Line of Credit typically has a lower rate than your credit cards or other loan options. Plus, enjoy the convenience of only one monthly payment.


Home Equity Line of Credit

Home Equity Loan

Please contact us to obtain the APR* for the loan you request.

Our competitive rate is established at the time of application based on your credit, income, and collateral. Rate may vary monthly based upon the Wall Street Journal Prime Rate.

Our competitive rate is established at the time of application based on your credit, income, collateral, and the term of loan. Rate does not change during the term of the loan.

Who It's For Those who want access to loan funds now and in the future. Those who need a specific amount for an immediate need.
Great Option If You want the flexibility to use your funds at anytime as you need.

You want to receive your funds at one time and make fixed payments. Or you wish to replace your low-balance, high-rate mortgage with our low, fixed-rate Home Equity Loan

Monthly Payments Will vary based upon your outstanding balance each month. Determined at the beginning of the loan and fixed for the life of the loan.
Fees & Costs** No Origination Fee Nominal Origination Fee
Repayment Period/Terms 5 Year Draw Period followed by a 10 Year Repayment Period Up to 15 Years. We will help you determine what repayment term best fits your budget.
Access to Funds Convenience Drafts/Checks to access your funds (up to your credit limit) as needed. One-time disbursement of funds by Draft/Check or deposit into your Best Reward Share Draft (Checking) Account.
Tax Deductibility Interest may be tax-deductible. Consult your tax professional. Interest may be tax-deductible. Consult your tax professional.

As your TRUSTEd lender, we are here to help you with these important decisions. Click HERE to apply online today.

*APR = Annual Percentage Rate, which is subject to change without notice. **Property, title, and/or flood insurance may be required.